For charities and not-for-profits

Your people are motivated by purpose. Financial pressure should not be the reason they leave.

Charities and not-for-profits face a particular challenge. You compete with the private sector for skilled, committed staff without always being able to match salaries. Budgets are constrained and leadership capacity is stretched. Aetas in the Workplace helps you support your staff, strengthen engagement and retention, and in some cases open new income streams — all within the realities of a not-for-profit environment.

What an engagement covers
Three areas of structured support, built around your organisation
Every engagement begins with a structured diagnostic. What we deliver is built around your workforce, your culture, and your constraints — not a generic template.
Employee benefits consultancy — reviewing and restructuring what is in place
Financial resilience workshops and one-to-one guidance
Wellbeing and incentive initiatives, introduced proportionately
For charities, we can also introduce legacy giving programmes and corporate donation schemes as part of the engagement.
The challenge

Doing more for your people without an unlimited budget

Financial anxiety among staff is driven less by a lack of benefits than by uncertainty. People do not know what support exists, whether it applies to them, or where to turn when something changes in their life. That uncertainty affects focus, confidence, and how long people stay.

A note on cost savings. A structured review of your pension and benefits often identifies savings and structural improvements that more than offset the cost of the engagement. For a not-for-profit, that released resource can be redirected where it is needed most.

Three areas of support

What an engagement covers

01 / Employee benefits consultancy

Making your benefits work harder for your people and your budget

We review your workplace pension and existing benefits to assess whether they are structured effectively for your organisation and your employees. We look at cost-efficiency, relevance, and whether staff actually understand and value what is on offer. In the voluntary sector, a well-communicated benefits package can be a meaningful differentiator in a competitive talent market, even where salaries are constrained. Where improvements are needed, we make clear recommendations and manage implementation on your behalf, including all employee communications.

02 / Financial resilience workshops

Reducing financial anxiety and building lasting capability

Practical financial education for your team, covering the issues most likely to be affecting their confidence and focus — building financial resilience, managing financial pressure, understanding workplace benefits, mid-career and retirement planning, and other life-stage topics relevant to your workforce. Sessions are designed to be accessible and grounded in everyday reality, reducing uncertainty and helping people feel more in control of their finances. Where individual support would be beneficial, confidential one-to-one sessions with a regulated financial planner are available at no additional cost to the employer.

Staff who feel financially supported are more engaged, more focused, and less likely to leave for a higher salary elsewhere.

03 / Wellbeing and incentive initiatives

Targeted support, proportionate to your size and budget

Targeted programmes introduced through the Aetas Collective, our curated network of trusted specialist partners, that strengthen engagement, culture, and performance. Each is introduced only where a clear need has been identified. Nothing is added by default, and everything is proportionate to your size and budget. Employee communications are managed as part of the engagement, so that what is introduced is understood and used.

Why Aetas ITW is different

Built around your organisation. Not adapted from a corporate model.

Most financial wellbeing solutions in the market are designed for large corporate employers. They rely on broad platforms, generic content, and low-touch delivery. In practice, engagement is low, impact is hard to measure, and the organisation is left wondering whether any of it is making a difference. For charities and not-for-profits, this problem is compounded. Your workforce, your culture, and your constraints are not the same as those of a large corporate. A solution that does not account for that will not gain traction with your team.

01

Every employee is critical

In a smaller organisation, one disengaged or financially stressed team member has an outsized impact. The margin for quiet underperformance is small, and the cost of losing a skilled, motivated person is proportionally significant.

02

Always bespoke, never templated

Every Aetas ITW engagement begins with a structured diagnostic before anything is introduced. What we deliver is built around your organisation, your workforce, and your specific situation. No two programmes look the same, because no two organisations are the same.

03

Sector-aware and budget-conscious

We understand the constraints of the not-for-profit environment. Everything we recommend is proportionate, commercially justifiable, and designed to deliver real value within the budget available.

04

Managed on your behalf

We coordinate implementation, handle employee communications, and oversee delivery throughout. Your leadership team retains full visibility without being required to manage providers or produce communications themselves.

An additional opportunity

Supporting your income as well as your people

For charities and not-for-profits, Aetas ITW can open conversations that connect directly to your income strategy. As part of our engagement, we can introduce two areas that many organisations have not yet explored in a structured way.

Legacy giving

Legacy giving programmes

Gifts in wills remain one of the most significant and consistent sources of charitable income. Many supporters who would consider leaving a legacy gift have never been asked, or have not had the guidance to make it straightforward. We can help you introduce a structured legacy giving programme — supporting both the conversation with supporters and the practical financial planning that makes a gift in wills feel achievable and meaningful.

Corporate partnerships

Corporate donation schemes

Many businesses are looking for meaningful ways to support charities and demonstrate social responsibility to their employees and stakeholders. We can help you build and present a structured corporate giving proposition — including payroll giving, matched donation schemes, and employee volunteering frameworks — that makes it straightforward for businesses to partner with your organisation in a way that works for both sides.

Both areas are introduced only where there is genuine appetite. They are not products — they are conversations we help you structure and have with confidence.

Why it matters to your stakeholders

The case your trustees and funders will understand

50–200%
typical cost of replacing a skilled employee, as a proportion of their annual salary

For a not-for-profit with limited HR resource, the operational disruption extends well beyond the recruitment cost itself. A structured approach to financial wellbeing reduces turnover risk and protects the institutional knowledge and commitment that makes your organisation effective.

Funders and trustees are increasingly attentive to how organisations support their workforce. A structured, evidenced approach to employee wellbeing strengthens your governance narrative and demonstrates responsible leadership.

Aetas provides clear documentation of what has been introduced and the outcomes achieved, which can support reporting to trustees, funders, or other stakeholders with an interest in how the organisation supports its people.

How it works

A structured process, proportionate to your organisation

01

Discovery conversation

A no-cost conversation to understand your organisation, your workforce, and your current benefits and support structures. We look at where financial pressure is showing up and what is already in place. No obligation beyond the conversation itself.

02

Diagnostic and planning

A structured diagnostic identifies which services will have the greatest relevance and impact for your organisation. Nothing is recommended that does not fit your context and your constraints. We develop a clear plan before anything is introduced to your team.

03

Managed delivery and ongoing review

Aetas coordinates delivery, handles employee communications, and reviews engagement and impact over time. Your leadership team retains full visibility without being required to manage providers or produce communications. Most leaders find the process considerably lighter than they anticipated.

Common questions

What organisations typically ask

That is a common experience in the sector. Most financial wellbeing solutions are designed for large corporate employers and do not translate well into a not-for-profit environment. Aetas ITW is built to be bespoke to each organisation. The diagnostic process we use before anything is introduced ensures that what is recommended reflects your workforce, your culture, and your constraints — not a generic template.
The initial discovery conversation is provided at no cost. If further work is recommended, fees are transparent and agreed in advance. In many cases, the improvements identified through a benefits review generate savings that offset the cost of the engagement. We will not recommend anything that cannot be commercially justified within your budget.
Yes. Aetas ITW is designed for organisations with between 10 and 200 employees. In smaller teams, the impact of financial stress on individual performance is particularly acute, and the absence of even one key person is felt immediately. The programme is scaled to fit your size and situation.
Aetas provides clear documentation of the services introduced and the outcomes achieved. This can be used to support reporting to trustees, funders, or other stakeholders with an interest in how the organisation supports its people.
The workshops and group sessions are educational in nature and do not constitute regulated financial advice. Where individual regulated advice is appropriate, this is provided separately by Aetas Wealth, a trading style of Insight Financial Associates Limited, authorised and regulated by the Financial Conduct Authority (registration number 458421).
Get started

Two ways to take the next step

Join one of our upcoming webinars to hear the thinking behind Aetas ITW, or book a one-to-one discovery conversation directly with Matthew Steiner. Both are provided at no cost and carry no obligation.

Upcoming event
15 April 2026·12:00–12:45

Financial Wellbeing in the Workplace: Understanding Whether It Matters for Your Business

FormatWebinar via Zoom
SpeakersMatthew Steiner & Daniel Cottam

Financial pressure is quietly affecting workplace performance. This session helps leaders understand whether it is happening in their organisation, and what a structured, proportionate response looks like in practice.

One-to-one conversation

Book a discovery conversation with Matthew Steiner

A focused, no-cost conversation to explore whether Aetas ITW is the right fit for your organisation. We will look at what is already in place, where financial pressure may be showing up, and what a proportionate response could look like.

No obligation beyond the conversation itself
Designed to give you as much clarity as we gain from it
Available by video or phone, at a time that suits you